From submission to bind—automated, accurate, at enterprise scale.

One platform connecting brokers, carriers, and distributors across the full commercial insurance workflow.

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What to expect from us
99%
reduction in turn-around time
95%
accuracy in extracted and enriched values
60%
STP for middle market and complex risks
5.8M
annual submissions
27
countries

Trusted By Industry Leaders

Solutions

Grow top-of-funnel demand with scalable AI and data intelligence.

We connect brokers, agents, carriers, MGAs, and carrier-owned distributors through a unified flow—from prospecting to placement. With our zero-disruption integration, enterprise partners can unleash the power of a fully digital commercial experience that seamlessly assesses and places risk that’s right for your appetite and where you want to grow.

Brokers & Agents

Place more risk, faster.

469% growth in quoted premium

CARRIERS & MGAS

Underwrite smarter.

72 hours → 12 minutes for complex submissions

carrier-owned distributors

Compete with Intelligence.

Automated bookroll analysis and market placement for ~99% of portfolio

Platform & Technology To Increase Yield

The architecture of digital commercial insurance: universal, integrated, and AI-powered.

Automate every submission through an agentic AI network

Surface the right risks faster with AI-powered Insurance Intelligence

Route every risk to its optimal market with market intelligence

Unlock new revenue through cross-sell capabilities built into every workflow

Submission to bound policy in minutes via integrated bind

Powered by Penguins™

Stop managing paperwork and start managing profit.

8 of the Top 10

We power eight of the top 10 commercial carriers' distribution powered by Bold Penguin

$7.1+ billion

in deduplicated small commercial business premium quoted*

500K+

middle market/complex risk submissions
($53K median premium ) via  SubmissionLink®**
*Through April 2026 **August 2025 run rate

Nicole Farley Named 2026 Property & Casualty Insurance Luminary by PropertyCasualty360

Bold Penguin Chief Insurance Officer Nicole Farley recognized again as a PropertyCasualty360’s Insurance Luminary – this time as an Exec of the Year 2026 finalist

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Additional E&S coverage options now available in the Terminal

Partnership with Blitz empowers agents to place more coverage for more risks with less hassle.

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