Small business insurance quote platform

Gain efficiency and increase revenue with bindable rates through the Bold Penguin Terminal

The Terminal is a leading small business insurance quote platform that brings carriers and agents together, making the quote and bind process quicker and more profitable for all parties – agents, brokers, and carriers.

Why use the Terminal?

Agents achieve higher quote yields, bind more premium, and see profit margins increase.

REQUEST a demo

The Terminal

With a Bold Penguin Terminal subscription, agents can simultaneously quote multiple products with multiple carriers using one universal application to find the best coverage in minutes instead of hours or days. Agents can obtain a small business insurance quote with confidence that it’s the right coverage at the right time for their customer’s unique needs.

Reach multiple carriers at once through current appointments, or gain access to new carriers and products with sub-appointments through Bold Penguin. Access broader market appetite to present more small business coverage options to bind more premium.

For a full list of carrier partners, click here to request a demo.

The Terminal Enterprise

Addresses enterprise agencies’ (agencies, wholesalers, and brokerages with 10+ commercial producers) unique distribution and workflow needs through customizable business insurance quote solutions that they can scale easily and deploy nationally.

Agents, as well as agency owners, can continuously
improve profitability with real-time data capture and advanced analytics.

Coverage types integrated with the Terminal

Owner’s Policy
Excess & Surplus

Bold numbers


platform users

applications since 2016
9 minutes

average approximate time to quote

Features that make the Terminal the leading small business insurance quote platform

One universal, streamlined application

The Terminal condenses the business insurance quote application process down to one universal form to remove duplicate data entries in the application process.

Bold Insights

State-of-the-art quotes and commissions dashboard helps agencies track performance
and make strategic,
data-driven decisions.

Real-time eligibility

See small business insurance quotes immediately during the application process.

Carrier access

Aggregate access to your direct appointments, enabling a straight-through process to the carrier’s portal. Even if you do not have a direct appointment with a carrier, you can apply for a sub-appointment through the Bold Penguin Terminal to gain additional market access.

Appetite search tool

Explore carrier appetite for any risk across all carriers available on the Terminal before starting an application.

The old way vs. the Bold way

When you see it side-by-side, there’s no comparison. With the “Bold way,” the small business insurance quoting process is streamlined, efficient, and
data-based. We think the old, limited, manual way is for the (other) birds.


application forms

Scattered emails, voicemails, faxes, and spreadsheets

Handful of direct appointments = limited coverage options

NAICS code expertise = coverage gaps

Limited information regarding time spent and agency performance

, universal application

digital quote comparisons in one place

Broad market access = increased coverage options

NAICS code recommendations

Informed data-driven decisions based on enhanced reporting of automated workflows

Bold Penguin diving into enhanced Reports is a game changer, and will be great for agency retention. I wouldn't want to leave because I can't get this type of data anywhere.

Emmanuel Osuyah
Alpha Direct Agency

We almost lost a $36,000 commercial auto account internally because we couldn't place workers’ compensation through our network. I said ‘Hey, let me just try Bold Penguin and see if we have any markets there. BOOM. We closed the workers’ compensation just under $11,000 in premium and won the $36,000 commercial auto account!

Andy Rodriguez
Oak Ridge Agency

The Terminal integrates with

Logo for Exchange, a solution for small business insurance companies
Logo for Storefront, a solution for small business insurance companies
Logo for Analytics, a solution for small business insurance companies