The Unique Risks Of Evolving Industries 2025 Report dives into six industries that have evolved since the COVID-19 pandemic, as well as their associated risks and the right commercial insurance for startups.

We are delighted to release the Unique Risks of Evolving Industries 2025 Report. This year’s report spotlights six industries that were significantly impacted by the socio-economic shifts of COVID-19, and why agents should care about them.
The importance of addressing entrepreneurs’ unique risk management needs is a consistent theme that runs throughout each Unique Risks installment. It's how agents bring real value to their customers and optimize their own agency’s growth opportunities. That’s why we’ve also included tips on how to understand and navigate the new risk exposures that these trends have brought to each industry. With risk comes the responsibility to protect against it. We’ve shared detailed insights about commercial insurance for startups to help agents serve entrepreneurs in these dynamic industries.
The 2025 Report would not be possible without the invaluable subject matter expertise graciously provided by our national and specialty carrier partners. As usual, they provided invaluable insight, helping us help entrepreneurs and the agents who protect them with the right commercial insurance for startups.
From their distinctive traits to the unique risks they face, we explored six industries in depth, spotlighting the role agents play in guiding entrepreneurs toward essential commercial insurance for startups. The six industries covered are:
Check out the completed Unique Risks Of Evolving Industries 2025 Report.
Contact Bold Penguin with questions about this series or how we can work together.

Artificial intelligence is rapidly changing the way businesses operate. It’s also transforming the way cybercriminals attack. AI tools help businesses automate workflows, quickly analyze data, and increase overall efficiency. But on the flipside, it can also be used to create threats that are faster and harder to detect than ever before. Cybersecurity Awareness Month is a great time to brush up on how quickly the cybersecurity landscape is changing due to AI and how you can help your business customers stay ahead of the game. For business owners, regardless of size, the risk of a cyberattack is increasing, with potentially catastrophic financial and reputational consequences.

Carla Owens to lead efforts to create a seamless digital wholesale function for Bold Penguin