CUT THE FRICTION OUT OF COMMERCIAL INSURANCE WITH THE RIGHT QUOTE IN RECORD TIME

Bold Penguin gives you multiple ways to grow and own commercial insurance with varying levels of commitment and ownership. Our products consist of three core features:

1.
Powerful Recommendation Engine: Connects agents and brokers with the right risks and with the right carrier based on your actual preference and carrier’s appetite.  Designed to help carriers and agents to be asking less questions and doing more matching.
2.
Single-interface, multiple-quote capability: Designed to help speed up underwriting and provide a mind-blowing customer experience. A single place to enter key information about a risk and get a short, quick, and accurate indication to quote and bind your commercial insurance opportunity.
3.
User-controlled carrier ranking algorithm: Complete control.  Designed to allows flexibility of defining how to rank by class, product, or just about any other characteristics to help consistent at each interaction with business owners or carriers.

Bold Penguin Terminal

Our simple point-and-click graphic interface functions as a single pane of glass for brokers to triage risks, get real-time rates from participating carriers, and rank carrier partners based on fully customizable ranking algorithms that brokers can define.

Bold Penguin Terminal
How Our Terminal Benefits Agents:
This is our simplest option to access The Bold Penguin Exchange, powered by a Recommendation Engine that matches our agent partners with more of the right business prospects—streamlining your workflow to make small commercial faster, simpler, and more profitable. Through a single access point, you’re able to:
  • Speed up the qualifying and underwriting process, transferring data from customer to carrier
  • Have one place to ask limited numbers of questions to efficiently get matched with the best carrier option
  • Monetize every opportunity by having an elegant option for risks that are too big, too small, or you don't have a competitive market for
How Our Terminal Benefits Carriers:
Connecting directly to agents and brokers who are tapping into the Bold Penguin Terminal gives you prime placement in the business classes and coverages you’re targeting, matching you only with the risks that align with your strategy. You will benefit from our Terminal by:
  • Efficiently delivering your products, through your agents, to the the right customers
  • Getting matched with agents and brokers who are exceptional at closing business in specific business classes
  • Significantly reducing the time and cost of underwriting by enabling your agents

Our detailed interview process gathers the required business information to ensure an accurate and thoroughly vetted client to pass to the agent. The agent and carriers see the quote, and dispositions the outcome all in one place.

BOLD PENGUIN API

Our API and libraries allows tech-enabled brokers to build your own powerful user interfaces on top of our Recommendation Engine for complete control. Our API doesn’t get in your way—it allows you access to the underlying capabilities of Bold Penguin—using what you want and leaving what you don’t. Use cases include integrating Bold Penguin into your in-house CRM, contact center, or creating an online storefront for you customers.

Bold Penguin API
How Our API Benefits Agents:
Seamlessly integrate our API with your own systems, giving direct access to the Recommendation Engine that powers the Bold Penguin Exchange. Get matched with more of the right business prospects—streamline your workflow to make small commercial faster, simpler, and more profitable. Through a fully-integrated interface, you’re able to:

  • Speed up the underwriting process, seamlessly transferring data from customer to carrier
  • Create your own agent portals to receive verified prospects based on the types of business you’re targeting at a granular level
  • Monetize the risks that don’t match your appetite by submitting into our exchange
  • Access and utilize the carrier ranking algorithm in any system
How Our API Benefits Carriers:
Build your own custom interface that connects directly to all the agents and brokers in the Bold Penguin Exchange, giving you prime placement in the categories you’re targeting, matching you only with the risks that align with your strategy. Powered by our Recommendation Engine that’s always learning, our exchange gives carrier partners the ability to:

  • Efficiently deliver real-time rates to the customers in your market
  • Get matched with agents and brokers specifically aligned to your appetite
  • Significantly reduce the time and cost of underwriting
  • Take in more of the business you want – while creating a seamless partner experience for those customers you can’t bind
  • Create a user interface to collect application data and return real time rates

Our detailed interview process gathers the required business information to ensure an accurate and thoroughly vetted client to pass to the agent. The agent and carriers see the quote, and dispositions the outcome all in one place.

“We were pleased by the level of involvement and sophistication of the Bold Penguin engineering team. For both sides this was a big undertaking and the technology centric approach to small commercial is very refreshing.”
— Dustin Hubbard, Vice President of Small Commercial IT at Homesite.
“Bold Penguin is a great partner for Mylo because of their innovative platform and our shared values and vision. We’re excited to partner with Bold Penguin to leverage their technology and work with their highly talented team as we build robust digital experiences for our customers.”
— David Embry and Marshall Lockton, president of Mylo and SVP of operations for Lockton Group respectively.
“Bold Penguin continues to be a tech-first approach to small commercial. We are happy to see our partnership with them expand and the engineering teams finding new ways to stay on the cutting edge.”
— Jim Smith, partnership manager of Hiscox Insurance.

Our detailed interview process gathers the required business information to ensure an accurate and thoroughly vetted client to pass to the agent. The agent and carriers see the quote, and dispositions the outcome all in one place.

Bold Penguin Connect

Our fully integrated connection allows large, complex brokers to pull risks that match your appetite using your dynamic filters for extremely granular targeting.

Bold Penguin Connect
How Our Gateway Benefits Agents:
When your brokerage plugs into the Bold Penguin Exchange, your business is powered by a Recommendation Engine that matches you with more of the right business prospects—streamlining your workflow to make small commercial faster, simpler, and more profitable. Through the exchange, you’re able to:
  • Speed up the underwriting process, transferring data from customer to carrier
  • Receive verified prospects based on very specific targeting filters
  • Generate additional revenue from risks that fall outside your focus
How Our Gateway Benefits Carriers:
Connecting directly to agents and brokers who are tapping into the Bold Penguin Terminal gives you prime placement in the business classes and coverages you’re targeting, matching you only with the risks that align with your strategy. You will benefit from our Terminal by:
  • Efficiently deliver real-time rates to the customers in your market
  • Use sophisticated filters matched with agents and brokers specifically aligned to   your appetite
  • Significantly reduce the time and cost of underwriting

Our detailed interview process gathers the required business information to ensure an accurate and thoroughly vetted client to pass to the agent. The agent and carriers see the quote, and dispositions the outcome all in one place.

“We’ve always been pleased with the quality of Bold Penguin’s product and the professionalism of their staff.”
“Bold Penguin allows us to send in what we can’t write and receive just the right type of prospect in exchange. This allows us to have a solution for everyone entering the storefront either on our site, via our call center, or connecting with us directly.”
—Pavel Yurkov, Vice President of Technology and Product at Bizinsure
“We can do more with less because of Bold Penguin.”
—Parker Beauchamp CEO of Inguard

Our detailed interview process gathers the required business information to ensure an accurate and thoroughly vetted client to pass to the agent. The agent and carriers see the quote, and dispositions the outcome all in one place.

Get exactly what you ask for, it's that simple.

Our advanced filtering allows you to receive verified prospects that match your expectations. Setup your filters to target the exact types of businesses you can write effectively. Filters can be based on NAICs, coverages, size of business, location, etc.

Earn a profit from clients that don't suit your appetite.

Our advanced filtering allows you to receive verified prospects that match your expectations. Setup your filters to target the exact types of businesses you can write effectively. Filters can be based on NAICs, coverages, size of business, location, etc.